Lone Star SBDC - I Need Capital for my Business

Capital is a necessary component for business success. To assist you in obtaining the capital that you need please answer the following questions. A Small Business Development Center consultant will contact you to discuss your capital readiness.

You can get a better understanding of the SBA’s loan programs by watching Finance Primer: Guide to SBA’s Loan Guaranty Programs

Name
Business Name
Phone
Email Address
Address
City
State
Zip
Is your company a start-up? (in business less than two years)	Yes No
Is your company an established/emerging business (in business longer than two years)	Yes No
Are you seeking? Equity Capital or Debt Capital	Equity Capital Debt Capital
If debt capital, are you seeking
Do you know your most recent credit score?	Yes No
Is your most recent credit score greater than 625?	Yes No
Do you have one third of the amount requested of your own money to invest into the business?	Yes No
Do you have assets that you can pledge as collateral for the loan requested?	Yes No
Do you have experience in the industry?	Yes No
Can you provide a personal financial statement?	Yes No
Do you have a written business plan?	Yes No
Can you provide the company’s Federal Income Tax Returns for the three most recent years?	Yes No
Can you provide the company’s financial statements (balance sheet, income statement)	Yes No
Does the company have positive Net Worth?	Yes No
Does the company currently have loans outstanding?	Yes No
Does the company own assets free and clear that can be used to collateralize the loan?	Yes No
Is the company current on its outstanding loan payments?	Yes No
Does the company have positive cash flow?	Yes No
Has the company’s management team been in place for at least two years?	Yes No
If you are seeking equity capital, are you willing to sell a minimum of 51 ownership?	Yes No

Copyright © 2007 Lone Star College System Small Business Development Center. All rights reserved.

The LSCS SBDC is a business consulting and training center of the University of Houston SBDC Network. The UH SBDC Network serves 32 counties in Southeast Texas. The UH SBDC Network is a program of the UH CT Bauer College of Business and a resource partner of the US Small Business Administration. Funded in part through a cooperative agreement with the U.S. Small Business Administration. All opinions, conclusions or recommendations expressed are those of the author(s) and do not necessarily reflect the views of the SBA. SBDC programs are nondiscriminatory and available to individuals with disabilities. The Lone Star College System is an EEO/AA institution. Reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance. Contact LSCS SBDC at 832/813-6674 for accommodations.